Learn what a car insurance premium is, how it's calculated, and tips to reduce your costs. Discover ways to get the best car insurance rates.

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Average car insurance costs have increased 20% year over year, according to recent data from the United States Bureau of Labor and Statistics. Increased vehicle thefts and severe weather events ...

Owning a car is expensive, and it's not just the cost of the vehicle or repairing its parts that add up. Premiums increased by more than 50% between February 2020 and 2025, prompting some car owners ...

Compare Auto Insurance Rates from Top Insurers Find Out If You're Overpaying for Your Insurance Get the Best and Cheapest Car Insurance Penny Gusner is a senior insurance writer and analyst at Forbes ...

Explore our breakdown of Amica car insurance costs by driving profile. Compare full and liability rates and see how Amica ...

TROY, Mich.: 28 Oct. 2025 — Auto insurance rates have finally started to decline from the near-record highs of 2024, but customers are still feeling the sting of several years of sky-high insurance ...