Federal student loan rates are fixed and set by a formula created by Congress that changes annually. For the 2025-2026 ...

On May 30, the Education Department’s Federal Student Aid office announced the new federal student loan interest rates for the 2025-2026 school year. The following rates apply to all loans disbursed ...

A new bipartisan proposal in Congress aims to slash interest rates on federal student loans to just 2%, a dramatic drop from the 6% to 9% rates that most borrowers have today. The bill — officially ...

The interest rate on federal college loans would plunge to 1% under a new bill by Rep. Mike Lawler that aims to ease the debt burden for past and future borrowers. The proposal, introduced in the ...

Learn about legal interest rates and their limits, how different states enforce laws, and what excessive rates—usury—mean for ...

At just 17 years old, Alyssa Jeacoma signed off on student loans without fully grasping what she was getting into. With little financial education and no guidance from her parents — who themselves had ...

Learn how interest rates affect savings, borrowing, and the economy, impacting personal and business finances. Discover their ...