Rebecca Lake is a journalist with 10+ years of experience reporting on personal finance. She also assists with content strategy for several brands. Data breaches and identity theft are no laughing ...

An unauthorized hard inquiry on your credit file can have a negative impact on your ability to access the credit you need. These hard inquiries can stay on your credit report for two years, and too ...

Discovering an error on your credit report can be alarming, especially when that mistake affects your ability to secure housing, employment, or financing. While you ...

If your personal information is exposed in a data breach or you are the victim of identity fraud, a recommended step to take is freezing your credit. A credit freeze "is a restriction you can put on ...

Security freezes: In Oklahoma you must pay $10 to have a security freeze put on and $10 to have it taken off. This puts your credit file on ice, preventing the information in your credit file from ...

Having a business credit file can open the doors to many financing opportunities, which is why it’s important for new businesses to open theirs as soon as possible. You can open a business credit file ...