According to the Urban Institute, more are choosing to take Social Security benefits early at 62, instead of waiting till 70.

As a Certified Financial Planner and CEO, I have spent many years guiding individuals toward smarter retirement decisions. One key topic I discuss often is the timing of claiming Social Security. I recently shared my personal reasoning behind taking Social Security at 62 while also highlighting who might benefit from delaying.

I opted to draw my Social Security retirement benefit early and work part-time. The company I work for has decided to pull me from field work due to my age and health. Although they are great keeping me at 20 hours per week running for parts and doing office work,