Fewer than 20% of workers with Roth 401(k) access use it despite the fact 85% of workplace 401(k)s offer a Roth option. Roth 401(k) withdrawals are not taxed in retirement. Untaxed Roth distributions ...

The cost of maintaining a home should be figured into your overall retirement plan. While it's normal for spending to drop in ...

If you’ve ever wondered what a good monthly retirement income is, you’re not alone. The short answer is that most experts say you should aim for 70% to 85% of your pre-retirement income to maintain ...

For most Americans, Social Security isn't just a government program. It's a vital financial lifeline that they rely on heavily during retirement. Nearly 68 million people receive Social Security ...

There are many changes coming to retirement benefits and planning in 2026. Here’s a list covering the significant changes.

Your earnings history will have a huge impact on your Social Security retirement benefits. But not necessarily all of your earnings will count toward calculating your benefit. The difference between ...

See how claiming Social Security at different ages impacts your monthly benefit, using updated 2026 figures that reflect the ...

The United States government's Deferred Resignation Program 2.0 (DRP 2.0), is a voluntary program that lets federal employees resign in advance but still get paid and keep benefits until September 30, ...

Choosing a filing age for Social Security is one of the most important retirement decisions you might make, right up there ...

Some big changes are coming to Social Security in 2026 that you need to know about if you are nearing retirement. One of ...