Saving for a down payment is one of the biggest obstacles to homeownership in the United States, even for buyers who can afford monthly mortgage payments. Having to gather thousands of dollars upfront ...

The Neighborhood Assistance Corporation of America (NACA) offers a unique mortgage program designed to make homeownership accessible to low- and moderate-income individuals. With no down payment, no ...

A down payment is the portion of a home’s purchase price the buyer isn’t financing with a mortgage. The amount is paid upfront at closing. Depending on the buyer’s finances and the type of loan, down ...

Home prices have skyrocketed, creating affordability issues for prospective buyers. Upfront expenses associated with buying a home include the down payment, closing costs and moving costs. Ongoing ...