Borrowers with excellent credit are more likely to get the best interest rates and terms when refinancing an auto loan ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

When mortgage rates drop even one single percentage point, a refinance may help you see a noticeable difference in your monthly payment and total loan costs.

Car loan refinancing is a smart option for many borrowers — but it’s not always the right fit for everyone. If you’re wondering, can you refinance a car loan, the answer is yes, as long as you meet ...

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Before refinancing your mortgage, look at interest rates, your financial situation, market conditions and your refinance options. Lower mortgage interest rates or better terms may incentivize you to ...

Mortgage refinancing is when you take out a new home loan with different terms to replace your current mortgage. This has implications on many aspects of your credit score, which could result in ...

The interest rate pendulum has swung in favor of homeowners again. A steady decline in recent weeks brought down the average rate for a 30-year fixed home loan below 4 percent to 3.92 percent this ...