Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

Direct student loans, provided by the U.S. Department of Education, are a cornerstone of federal financial aid, offering students a way to fund their education without the need for private lenders.

Stafford Loans are also known as Direct Loans. They’re federal loans provided by the U.S. government to help students pay the costs of college. There are two types of Stafford loans subsidized and ...

Understand the types, eligibility and repayment plans for federal student loans Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy ...