A Kaiser Family Foundation study confirms other reports that the pandemic has added to health insurer profits and margins, but that the impacts of pent-up consumer demand for delayed care and of ...

Nationwide, states are unveiling health reform proposals dealing with insurance company loss ratios. California Gov. Arnold Schwarzenegger (R) and Pennsylvania Gov. Ed Rendell (D) have both introduced ...

People don’t like uncertainty. In times of change, however, the unknown dominates the landscape. For health insurance brokers, the new health care reform legislation has created uncertainty of ...

A new Health Policy Brief from Health Affairs and the Robert Wood Johnson Foundation examines the requirements outlined in the Affordable Care Act concerning "medical loss ratios" (the percentage of ...

Exactly what constitutes a reasonable vs. unreasonable premium rate increase is a question that even the National Association of Insurance Commissioners (NAIC) has trouble answering, reports the ...

We have bad news about insurance companies almost every day: fines over alleged rescissions, settlements for unfair business practices, and other various and sundry other problems. Under these ...

The Patient Protection and Affordable Care Act (ACA) requires that health insurance plans spend a certain amount of premium dollars on medical care and quality improvement, known as a minimum medical ...