The average rate on a 30-year U.S. mortgage edged lower this week, staying relatively close to its low for the year

Locking in one of today's lower mortgage rates may make sense, experts say, but there are some items to know first.

The BoE trimmed its official interest rate from 4 per cent to 3.75 per cent on Thursday, the sixth cut since August 2024. The reduction had been widely expected as inflation has eased in recent months.

There's good and bad news for home shoppers hoping for lower mortgage rates in 2026 — they're likely to fall more in the new year but shouldn't drop much below 6.0%, if they reach that. But the decrease may help you afford a home .

Looking to buy a home or refinance an existing property? Here are the mortgage interest rates you need to know now.

The latest jobs market, "with all of its uncertainties" is likely to leave the Fed in a pickle about future cuts, experts say.

Mortgage rates moved higher after the Fed cut interest rates last week. That caused demand to drop for both home buying and refinancing.

A drop in the inflation rate could prove to be good news for homebuyers and owners hoping to refinance. Here's why.