Pension maximization is a retirement strategy for couples aiming for the highest annuity payout. Learn how life insurance ...

In our weekly series, readers can email any question about their finances, to be answered by our expert, Rosie Hooper. Rosie is a chartered financial planner at Quilter Cheviot Financial Planning and ...

In our weekly series, readers can email any question about their finances, to be answered by our expert, Rosie Hooper. Rosie is a chartered financial planner at Quilter Cheviot Financial Planning and ...

Pension schemes which allow members to designate defined contribution (DC) funds for drawdown may need to amend their scheme rules, following an update to HMRC’s Pensions Tax Manual. On 26 March 2025, ...

The Pensions Regulator and the Financial Conduct Authority are currently consulting on their joint strategy for regulating the pensions and retirement income sector. The FCA and the Pensions Regulator ...

The S&P 500 ETF (SPY) returned 79% over five years. Long-term Treasury bonds (TLT) lost 32.8%. Pensions act as bond allocations, reducing the need for Treasury holdings in retirement portfolios. Fixed ...

Around 70 per cent of the total expected pensions provided by collective defined contribution (CDC) schemes is set to be driven by investment strategy, with approximately 30 per cent coming from ...

For years, pension savers across Scotland followed a simple plan: draw income from ISAs first, leave savings alone, and preserve the pension pot for the next generation.

Thirty-two per cent of people in drawdown do not have any investment experience, yet two in five of them have not received advice or guidance, according to a recent report that urges the introduction ...

Advisers tell The i Paper annuities are making a comeback after a decade of decline following the 2015 pension freedoms ...