If you’re evaluating your long-term financial health, it might be worth considering the reasons to refinance your home. Homeowners, having a lower interest rate and a more affordable monthly payment ...

Refinancing could make sense if you want to lower your interest rate, get rid of mortgage insurance or change loan terms ...

Many homeowners refinance their mortgages to reap the various benefits involved. When you refinance a mortgage, you're essentially trading your old home loan for a fresh one with new terms. Most ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

There’s generally no limit to the number of times you can refinance your mortgage, although some lenders require a waiting period between refinances. If you qualify for a lower interest rate, ...

Mortgage refinance rates have been moderating in response to rising layoffs and worries about a potential economic downturn. Despite the recent dip in rates, experts don’t expect another refinancing ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

Refinancing your mortgage may not be the best decision for you, so consider the reasons not to refinance your home. A homeowner with financial woes could find themselves considering refinancing their ...