Greg Daugherty has worked 25+ years as an editor and writer for major publications and websites. He is also the author of two books. Vikki Velasquez is a researcher and writer who has managed, ...

Find out how life insurance rates are determined and how to compare rates and shop around for a better deal ...

Life insurance provides many American families with an important financial safety net. The life insurance industry is large, and while it may seem stodgy, it is ever-evolving. We looked at statistics ...

AARP offers life insurance from New York Life, but there are some potential downsides ...

Life insurance can provide financial protection for your family when you die. That's especially important if you have children at home, a mortgage or other major expenses your income is expected to ...

Protective has some of the lowest average term life insurance rates among the insurers we analyzed. Its permanent life insurance policies are also cost-competitive and the insurer receives strong ...

Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and financial ...

Reasons to rethink your life insurance and shop around again ...

If your parents don’t have an insurance policy or the funds to pay their own way in their later years, you can buy life insurance for your parents yourself, assuming they’re on board and can qualify ...