Roth vs. Traditional IRA: Which One Works Best for Your Retirement Goals?

Both accounts provide benefits, but your future financial situation plays a big role in determining which makes sense for you ...
SmartAsset on MSN

I'm 62 With $900k in My 401(k). Should I Move $90k Per Year to a Roth IRA to Minimize Taxes and RMDs?

Late-in-life Roth conversions can take some tricky math. As you approach retirement, one of the most important questions will be how to manage the taxes on your retirement income. For households that ...
Kiplinger

Roth or Traditional? Seven Considerations for High Earners

When it comes to retirement savings, high earners face unique challenges and opportunities. Deciding between pre-tax traditional IRAs/401(k)s and post-tax Roth IRAs/401(k)s is not a one-size-fits-all ...
AOL

Choosing Between a Traditional and Roth IRA? Check This Comparison of the Two.

Traditional and Roth IRAs are excellent savings vehicles for retirement. But when deciding on something as important as where to potentially grow your investments, it's essential to understand the ...
News Tribune

401k, IRA, XYZ — what are all those accounts in my portfolio?

We in the financial planning world love our acronyms: 401k, IRA, TSP, RMD, S&P500 and many more. You likely have an alphabet soup in your investment portfolio. Let's do some de-coding. Essentially, ...
Morningstar

Do we really want Roth retirement plans to be more generous than traditional plans?

Eliminating required minimum distributions makes Roth 401(k)s much more valuable Something snuck by me: The Secure 2.0 Act eliminated required minimum distributions for Roth 401(k) accounts. At first ...
24/7 Wall St

Roth vs Traditional 401(k)/457(b) when expecting pension income in retirement – how do I choose?

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Retirement planning is no longer an easy task. Age, ...
Government Executive

Tax-free…or not? Avoid these 4 Roth TSP mistakes

Editor's note: An earlier version of this article incorrectly said Roth TSP distribution may not be subject to income tax and a 10% penalty under certain circumstances. Tax-free Roth Thrift Savings ...
MarketWatch

I’m 63 and retired from my government job with a paid-off house and enough income so I never have to touch my $900K in savings. But how do I plan for RMDs?

Question: “I am a retired federal employee after 35 years of service. I currently have $900k in my TSP account and receive my monthly annuity and Social Security. My house is paid off and the monthly ...
Government Executive

The milestone ages that matter most for retirement planning

From catch-up contributions to required distributions, federal employees face key ages that can shape retirement income, ...
The Motley Fool

Choosing Between a Traditional and Roth IRA? Check This Comparison of the Two.

With a Roth IRA, contributions have already been taxed and are not taxed when withdrawals are made. With a traditional IRA, contributions are not taxed until you make withdrawals. Anyone can ...