Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

If you're hoping to purchase a primary residence in a rural area and have been researching U.S. Department of Agriculture loans, you'll want to also become acquainted with USDA eligibility maps. These ...

USDA loans are mortgages backed or funded by the U.S. Department of Agriculture. Also called USDA rural development loans or rural housing loans, USDA home loans feature low or no down payments and ...

Buying a home can feel overwhelming, especially when you're trying to decide which mortgage program is right for you. When exploring government-backed loans, FHA and USDA options both promise ...

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USDA rural home loans (often called USDA Rural Development loans) remain fully available in 2025 for Maryland homebuyers. These mortgages offer 100% financing (no down payment) with competitive ...

A zero-down mortgage is a home loan you can get without a down payment. While most conventional mortgages require a down payment of 3% to 20%, some loan programs waive this requirement. These ...

CrossCountry Mortgage is recognized as one of the top lenders for USDA mortgages. When it comes to mortgage types, USDA loans can be an attractive option. These loans have many benefits, including ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

USDA Rural Development home loans offer zero-down financing with competitive interest rates for eligible buyers in rural areas. Below, we detail Maryland’s 2025 income limits, eligible areas, and the ...

USDA Rural Development sets income limits by household size and county. As of 2025, the standard income cap in most Iowa counties is $112,450 for 1–4 person households. These limits were recently ...