A major part of budgeting is projecting fixed expenses versus variable expenses. The fixed ones are often much simpler to plan for because they will change less frequently and often the merchant ...

When creating a budget for your small business, you are attempting to plan how much money you’ll need to make in order to cover your costs -- and then some. But how do you plan when some of your ...

Determining your fixed and variable expenses is paramount to effectively building a budget. But while accounting for necessary costs is a simple and straightforward task, including discretionary ...

I'm a freelance financial journalist and a regular contributor to U.S. News and CreditCards.com. I've written for Life + Money by Citi, Bankrate and The Balance, among others. You can find me on ...

Like dieting or exercise, budgeting requires consistency to produce results. But budgeting can be difficult to make into a habit, as it can feel strict and difficult. This is a problem I run into all ...

Budgets. You know you should have one, but if checking your bank account stresses you out, the idea of tracking your spending can seem like the worst way to spend an afternoon. But, one of the biggest ...

Retail management consultant John Matthews spoke at the 2025 Outstanding Independents Summit about the need for proactiveness. Small operators, and really convenience retailers of all sizes, need to ...