Premiums are shifting, and the government contribution varies. Here’s what to know to avoid surprises and save where you can.

YMCA to Announce Pilot Program Funded by Horizon Blue Cross Blue Shield of New Jersey, Bringing Mental Health Support to 21 After-School Sites, Impacting 350 Kids Oct. 20, 2025 / PRZen / TRENTON, N.J.

Women over the age of 50 face a critical convergence of health challenges—accelerated muscle loss, bone density decline, and hormonal shifts—that significantly elevate the risk of falls and frailty.