The 2025 Required Minimum Distribution (RMD) Deadline Draws Near. Should Retirees Make Withdrawals Now or Wait Until December?

There is no best time to take a required minimum distribution (RMD), but delaying until December can maximize tax-deferred ...

How to Calculate RMDs (Required Minimum Distributions) for IRAs

Visit the IRS: Or, go to the source: Visit the IRS website to find additional information on RMDs, such as what they are, the types of retirement plans that require RMDs, the timeline for taking ...
SmartAsset on MSN

I'm 62 With $1.5M in an IRA. Should I Move $150k Annually to a Roth IRA to Reduce RMDs?

A 62-year-old with $1.5 million in a traditional IRA may be wise to consider converting $150,000 per year to a Roth IRA to ...
Kiplinger

10 Reasons to Leave Your Heirs a Roth IRA

Roth IRAs (Individual Retirement Accounts) are gaining traction as a key part of your estate planning due to their tax-free growth on both contributions and investment earnings. Unlike 401(k) plans, ...

SCHD Vs. FDVV: How These Two Great Dividend Funds Compare

SCHD delivers steady dividend growth and low volatility, making it ideal for long-term income, despite recent tech-driven lag ...

IRS Issues Final Regulations For Mandatory Roth Catch-Up Contributions

The IRS has issued final regulations on SECURE 2.0 Act catch-up contribution provisions. Depending on your income, those may ...