Both accounts provide benefits, but your future financial situation plays a big role in determining which makes sense for you ...

Anyone with a 401(k), traditional IRA or similar tax-deferred retirement account eventually is going to face the requirement to start taking required minimum distributions (RMDs) from their accounts.

Roth IRAs (Individual Retirement Accounts) are gaining traction as a key part of your estate planning due to their tax-free growth on both contributions and investment earnings. Unlike 401(k) plans, ...

Explore tax-advantaged accounts to reduce your tax burden and grow savings. Learn the benefits of IRAs, 401(k)s, Roth IRAs, and more for a smarter financial future.

• Roth 401 (k) or IRA: Uncle Sam is taken care of (income tax paid) prior to the contribution. You get no tax deduction, but the money can grow and withdrawals after age 59 ½ can be tax-free. So which ...

Even when people are warned of the tax dangers of withdrawing from a traditional retirement account, they seldom account for ...