It can make sense to refinance your home equity loan as interest rates decline, but only in certain circumstances.

Mortgage refinancing rates are still elevated. Here's how homeowners can affordably borrow equity in the interim.

For the homeowner who has been waiting for interest rates to come down before refinancing, it can feel like a frustrating time. If you can't -- or don't want to -- wait, tapping your home equity ...

With expected lower rates, some homeowners might want to refinance. But experts say that this does not pay off for everyone.

One rule of thumb to consider when refinancing is whether you can reduce your current mortgage rate by at least one percentage point.

Refinancing could make sense if you want to lower your interest rate, get rid of mortgage insurance or change loan terms ...

Refinancing your mortgage comes with tax implications, but also opportunities to deduct certain expenses on your return.

American homeowners had, on average, a record $313,000 in home equity at the start of 2025, according to Intercontinental Exchange. A home equity loan allows you to borrow against your home's value to ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. A home ...

Explore how home equity agreements work, their pros and cons, and whether trading future appreciation for upfront cash is the ...

With any loan, the higher your credit score, the better your chances of being approved and getting a lower interest rate. Most students have a thin or non-existent credit file, making it harder for ...

Aaron Broverman is the Managing Editor of Forbes Advisor Canada. He has almost 20 years of experience writing in the personal finance space for outlets such as Bankrate, Bankrate Canada, ...