Both accounts provide benefits, but your future financial situation plays a big role in determining which makes sense for you ...

The IRS: Or, go to the source: Visit the IRS website to find additional information on RMDs, such as what they are, the types ...

From catch-up contributions to required distributions, federal employees face key ages that can shape retirement income, ...

My good friend Bob from Munster had a question I thought merited visiting in the column. Bob’s question involved a topic we are dealing with more and more often in the practice and a tool we are using ...

President Donald Trump’s recently enacted tax-and-spending legislation, otherwise known as the One Big Beautiful Bill Act, has reshaped the landscape for Roth IRA conversions. While some of the ...

Saving up to have a comfortable—or at the very least, stable and secure—retirement is a lifelong endeavor. An Individual Retirement Arrangement, or IRA, as it is more commonly referred to, is the ...

In our latest Ask the Editor round-up, Joy Taylor, The Kiplinger Tax Letter Editor, answers five questions on Roth IRA conversions. Joy Taylor: No. Traditional IRA owners who are 73 and older must ...

Question: “I am a retired federal employee after 35 years of service. I currently have $900k in my TSP account and receive my monthly annuity and Social Security. My house is paid off and the monthly ...

Recent market swings due to tariffs have unsettled investors, including IRA owners, though conditions have stabilized somewhat. Given ongoing uncertainty, investors may want to consider using market ...

Editor's note: An earlier version of this article incorrectly said Roth TSP distribution may not be subject to income tax and a 10% penalty under certain circumstances. Tax-free Roth Thrift Savings ...

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