Policymakers cling to a 1970s consumer-price index formula that overstates cost increases and drives up automatic spending.

The Social Security earnings test is used to determine if a Social Security recipient's benefit will be reduced due to their ...

The Social Security maximum taxable earnings will be $184,500 in 2026, up from $176,100 in 2025. That number, also called the ...

When you work and collect Social Security benefits before your FRA, you are subject to the Retirement Earning Test that could ...

You’ve worked hard all your life, but now it’s time (or almost time) to retire. One of your greatest fears is not having enough money to make ends meet in your golden years. If you don’t have a ...

Combined income is your adjusted gross income plus any tax-exempt interest and half your Social Security benefit.

Jim, a 26-year-old from Texas, recently called into The Ramsey Show (1) with a financial crisis that defies logic: despite ...

The state doesn’t top the charts in any single category, but it performs solidly across the board — retirement income, savings, and homeownership rates are all close to national averages. What helps ...

In 8 years, I will qualify for an average Social Security income. I have no retirement saved and am not a homeowner but I ...

The news about the Social Security trust funds has been dire for years. As lifespans lengthen, many retirees now claim benefits far longer than they did in the past, and there are not enough workers ...

Your browser does not support HTML5 audio.