Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0%–36% APR based on credit, and is subject to an eligibility check.

Pay with flexible payment plans from Affirm. Upfront interest, no late fees and offers as low as 0% APR.

How Affirm works How to pay over time when Affirm is not available at checkout Our financing partners Affirm products Shopping with Affirm

When you apply for a loan through Affirm, different factors are taken into consideration, including eligibility requirements, your individual history, and individual store policies:

Affirm strives to keep you out of unhealthy debt by facilitating fair, transparent credit so you can pay over time for the things you love. No fees We don't charge any fees. That means no late fees, no …

Affirm is a Buy Now, Pay Later (BNPL) financial services tool that allows consumers to purchase goods and services with full transparency and with no hidden fees that are associated with traditional loans.

Find my loan ID Linking your bank account during a loan application How to pay over time when Affirm is not available at checkout Understanding Affirm cards and virtual cards

Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Your rate will be 0%–36% APR based on credit, and is subject to an eligibility check.

If your application was declined, you may still be eligible to use Affirm for a different purchase. Each loan application is considered separately, and checking your eligibility doesn’t harm your credit score, so …

On a monthly basis, you’ll receive an email titled ‘Your latest Affirm Loans Statement is here’ which links to your Affirm Loans Statement showing your loan-related activity with Affirm.