Aly Hajiani on Instagram: "The HDFC Regalia Gold opens up some lucrative transfer options once you earn some points. The best way to use your HDFC Regalia Gold Points (if your goal is to obtain maximum value) is to transfer the points to Accor at a 2:1 ratio. Each Accor point is worth Rs.2 so you get great value for your points. Another option is to transfer these points to ITC and then to Marriott Hotels. As Explained in the video, 20k Regalia Gold -> 10k ITC -> 15k Marriott. Please note that y